Call reports 2012
AMERICAN NATIONAL BANK OF MINNESOTA — 2012
What AMERICAN NATIONAL BANK OF MINNESOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 269,969,000 | 266,390,000 | 267,305,000 | 261,165,000 |
| Total loans | 178,174,000 | 179,558,000 | 176,484,000 | 173,919,000 |
| Allowance for loan losses | 4,626,000 | 4,335,000 | 4,477,000 | 4,460,000 |
| Securities available for sale | 30,781,000 | 29,550,000 | 28,409,000 | 26,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,884,000 | 215,949,000 | 216,303,000 | 210,197,000 |
| Interest-bearing deposits | 210,590,000 | 205,554,000 | 206,157,000 | 199,559,000 |
| Noninterest-bearing deposits | 9,294,000 | 10,395,000 | 10,146,000 | 10,638,000 |
| Equity capital | 30,038,000 | 30,441,000 | 31,005,000 | 30,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,105,000 | 6,068,000 | 9,045,000 | 11,930,000 |
| Interest expense | 675,000 | 1,255,000 | 1,812,000 | 2,334,000 |
| Net interest income | 2,430,000 | 4,813,000 | 7,233,000 | 9,596,000 |
| Noninterest income | -507,000 | -434,000 | -460,000 | -635,000 |
| Noninterest expense | 1,961,000 | 4,097,000 | 6,083,000 | 8,454,000 |
| Provision for loan losses | 194,000 | 194,000 | 194,000 | 194,000 |
| Pretax income | -232,000 | 88,000 | 496,000 | 313,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -232,000 | 88,000 | 496,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,495,000 | 29,815,000 | 30,223,000 | 30,040,000 |
| Total capital | 32,199,000 | 32,483,000 | 32,810,000 | 32,556,000 |
| Risk-weighted assets | 214,416,000 | 211,790,000 | 205,070,000 | 199,368,000 |