Call reports 2011
AMERICAN NATIONAL BANK OF MINNESOTA — 2011
What AMERICAN NATIONAL BANK OF MINNESOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 282,686,000 | 285,655,000 | 279,525,000 | 277,828,000 |
| Total loans | 195,325,000 | 188,420,000 | 185,683,000 | 179,767,000 |
| Allowance for loan losses | 4,041,000 | 3,762,000 | 3,940,000 | 4,623,000 |
| Securities available for sale | 24,278,000 | 23,889,000 | 30,205,000 | 32,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,062,000 | 235,506,000 | 228,643,000 | 227,604,000 |
| Interest-bearing deposits | 225,309,000 | 226,473,000 | 219,493,000 | 218,647,000 |
| Noninterest-bearing deposits | 7,753,000 | 9,033,000 | 9,150,000 | 8,957,000 |
| Equity capital | 29,540,000 | 30,094,000 | 30,853,000 | 30,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,396,000 | 6,657,000 | 9,882,000 | 13,051,000 |
| Interest expense | 866,000 | 1,690,000 | 2,469,000 | 3,215,000 |
| Net interest income | 2,530,000 | 4,967,000 | 7,413,000 | 9,836,000 |
| Noninterest income | 102,000 | 122,000 | -508,000 | -81,000 |
| Noninterest expense | 2,336,000 | 4,690,000 | 6,696,000 | 9,243,000 |
| Provision for loan losses | 705,000 | 705,000 | 936,000 | 1,733,000 |
| Pretax income | -412,000 | -309,000 | -730,000 | -1,224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -412,000 | -309,000 | -730,000 | -1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,833,000 | 29,936,000 | 30,367,000 | 29,727,000 |
| Total capital | 32,762,000 | 32,833,000 | 33,175,000 | 32,491,000 |
| Risk-weighted assets | 233,195,000 | 230,906,000 | 223,528,000 | 219,272,000 |