Call reports 2026
FIRST COLONY BANK OF FLORIDA — 2026
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 307,036,000 | 291,150,000 |
| Total loans | 201,180,000 | 201,226,000 |
| Allowance for loan losses | 3,230,000 | 3,230,000 |
| Securities available for sale | 23,590,000 | 23,048,000 |
| Securities held to maturity | 30,055,000 | 30,052,000 |
| Trading assets | 0 | 0 |
| Total deposits | 279,718,000 | 262,371,000 |
| Interest-bearing deposits | 173,954,000 | 183,717,000 |
| Noninterest-bearing deposits | 105,764,000 | 78,654,000 |
| Equity capital | 26,279,000 | 27,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,817,000 | 7,844,000 |
| Interest expense | 1,117,000 | 2,243,000 |
| Net interest income | 2,700,000 | 5,601,000 |
| Noninterest income | 88,000 | 172,000 |
| Noninterest expense | 1,341,000 | 2,723,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,447,000 | 3,050,000 |
| Income tax | 0 | 0 |
| Net income | 1,447,000 | 3,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,565,000 | 29,363,000 |
| Total capital | 31,342,000 | 32,124,000 |
| Risk-weighted assets | 221,642,000 | 220,387,000 |