Call reports 2025
FIRST COLONY BANK OF FLORIDA — 2025
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 294,806,000 | 301,155,000 | 295,099,000 | 286,613,000 |
| Total loans | 202,044,000 | 205,376,000 | 195,866,000 | 190,963,000 |
| Allowance for loan losses | 3,095,000 | 3,140,000 | 3,185,000 | 3,230,000 |
| Securities available for sale | 23,321,000 | 22,673,000 | 23,599,000 | 23,900,000 |
| Securities held to maturity | 30,629,000 | 30,065,000 | 30,062,000 | 30,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,538,000 | 274,931,000 | 267,439,000 | 259,031,000 |
| Interest-bearing deposits | 172,965,000 | 183,519,000 | 175,587,000 | 181,460,000 |
| Noninterest-bearing deposits | 95,573,000 | 91,412,000 | 91,852,000 | 77,571,000 |
| Equity capital | 24,795,000 | 24,612,000 | 25,950,000 | 26,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,950,000 | 7,869,000 | 11,893,000 | 15,768,000 |
| Interest expense | 1,237,000 | 2,441,000 | 3,669,000 | 4,806,000 |
| Net interest income | 2,713,000 | 5,428,000 | 8,224,000 | 10,962,000 |
| Noninterest income | 94,000 | 181,000 | 266,000 | 334,000 |
| Noninterest expense | 1,371,000 | 2,684,000 | 4,036,000 | 5,315,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 165,000 |
| Pretax income | 1,391,000 | 2,835,000 | 4,319,000 | 5,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,391,000 | 2,835,000 | 4,319,000 | 5,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,485,000 | 27,909,000 | 28,301,000 | 28,448,000 |
| Total capital | 30,351,000 | 30,775,000 | 31,043,000 | 31,090,000 |
| Risk-weighted assets | 229,009,000 | 228,924,000 | 218,825,000 | 210,684,000 |