Call reports 2024
FIRST COLONY BANK OF FLORIDA — 2024
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 322,108,000 | 310,087,000 | 316,544,000 | 307,755,000 |
| Total loans | 178,616,000 | 191,168,000 | 198,059,000 | 196,077,000 |
| Allowance for loan losses | 3,065,000 | 3,065,000 | 3,065,000 | 3,065,000 |
| Securities available for sale | 21,159,000 | 20,871,000 | 24,027,000 | 23,275,000 |
| Securities held to maturity | 30,821,000 | 30,815,000 | 30,640,000 | 30,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,385,000 | 284,238,000 | 289,813,000 | 281,613,000 |
| Interest-bearing deposits | 201,680,000 | 185,804,000 | 185,167,000 | 178,372,000 |
| Noninterest-bearing deposits | 94,705,000 | 98,434,000 | 104,646,000 | 103,241,000 |
| Equity capital | 23,948,000 | 24,124,000 | 24,911,000 | 24,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,665,000 | 7,678,000 | 11,704,000 | 15,994,000 |
| Interest expense | 1,338,000 | 2,908,000 | 4,480,000 | 5,869,000 |
| Net interest income | 2,327,000 | 4,770,000 | 7,224,000 | 10,125,000 |
| Noninterest income | 74,000 | 172,000 | 273,000 | 351,000 |
| Noninterest expense | 1,296,000 | 2,591,000 | 3,852,000 | 5,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,105,000 | 2,351,000 | 3,645,000 | 5,354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,105,000 | 2,351,000 | 3,645,000 | 5,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,158,000 | 26,593,000 | 26,850,000 | 27,447,000 |
| Total capital | 28,757,000 | 29,344,000 | 29,672,000 | 30,224,000 |
| Risk-weighted assets | 207,406,000 | 219,689,000 | 225,495,000 | 221,849,000 |