Call reports 2023
FIRST COLONY BANK OF FLORIDA — 2023
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 278,478,000 | 271,110,000 | 270,407,000 | 282,827,000 |
| Total loans | 170,284,000 | 169,195,000 | 169,168,000 | 183,457,000 |
| Allowance for loan losses | 2,945,000 | 2,985,000 | 3,045,000 | 3,065,000 |
| Securities available for sale | 23,913,000 | 21,475,000 | 20,473,000 | 21,530,000 |
| Securities held to maturity | 30,844,000 | 30,838,000 | 30,832,000 | 30,826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,162,000 | 245,824,000 | 245,717,000 | 256,927,000 |
| Interest-bearing deposits | 148,438,000 | 151,562,000 | 149,497,000 | 165,902,000 |
| Noninterest-bearing deposits | 104,724,000 | 94,262,000 | 96,220,000 | 91,025,000 |
| Equity capital | 23,488,000 | 23,307,000 | 22,466,000 | 24,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,049,000 | 6,013,000 | 9,246,000 | 12,568,000 |
| Interest expense | 482,000 | 1,166,000 | 2,089,000 | 3,075,000 |
| Net interest income | 2,567,000 | 4,847,000 | 7,157,000 | 9,493,000 |
| Noninterest income | 52,000 | 135,000 | 227,000 | 320,000 |
| Noninterest expense | 1,218,000 | 2,480,000 | 3,734,000 | 4,811,000 |
| Provision for loan losses | 60,000 | 100,000 | 160,000 | 180,000 |
| Pretax income | 1,341,000 | 2,402,000 | 3,490,000 | 4,822,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,341,000 | 2,402,000 | 3,490,000 | 4,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,633,000 | 25,719,000 | 25,845,000 | 26,197,000 |
| Total capital | 28,064,000 | 28,145,000 | 28,302,000 | 28,839,000 |
| Risk-weighted assets | 193,940,000 | 193,470,000 | 195,891,000 | 210,894,000 |