Call reports 2022
FIRST COLONY BANK OF FLORIDA — 2022
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 297,707,000 | 302,332,000 | 303,797,000 | 295,933,000 |
| Total loans | 181,013,000 | 177,378,000 | 175,137,000 | 171,382,000 |
| Allowance for loan losses | 2,705,000 | 2,765,000 | 2,825,000 | 2,885,000 |
| Securities available for sale | 22,201,000 | 21,173,000 | 20,509,000 | 24,115,000 |
| Securities held to maturity | 23,985,000 | 30,076,000 | 30,856,000 | 30,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,257,000 | 277,681,000 | 279,301,000 | 270,855,000 |
| Interest-bearing deposits | 171,447,000 | 159,703,000 | 163,124,000 | 161,357,000 |
| Noninterest-bearing deposits | 100,810,000 | 117,978,000 | 116,177,000 | 109,498,000 |
| Equity capital | 23,440,000 | 22,543,000 | 22,312,000 | 23,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,381,000 | 4,970,000 | 7,836,000 | 10,926,000 |
| Interest expense | 94,000 | 184,000 | 332,000 | 611,000 |
| Net interest income | 2,287,000 | 4,786,000 | 7,504,000 | 10,315,000 |
| Noninterest income | 77,000 | 181,000 | 317,000 | 439,000 |
| Noninterest expense | 1,206,000 | 2,420,000 | 3,668,000 | 4,897,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,098,000 | 2,427,000 | 3,973,000 | 5,617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,098,000 | 2,427,000 | 3,973,000 | 5,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,552,000 | 24,981,000 | 25,371,000 | 25,718,000 |
| Total capital | 27,071,000 | 27,475,000 | 27,855,000 | 28,165,000 |
| Risk-weighted assets | 201,296,000 | 199,260,000 | 198,351,000 | 195,314,000 |