Call reports 2021
FIRST COLONY BANK OF FLORIDA — 2021
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 277,103,000 | 263,253,000 | 286,881,000 | 314,151,000 |
| Total loans | 168,479,000 | 173,782,000 | 173,325,000 | 177,898,000 |
| Allowance for loan losses | 2,469,000 | 2,525,000 | 2,585,000 | 2,645,000 |
| Securities available for sale | 22,972,000 | 24,238,000 | 23,968,000 | 23,641,000 |
| Securities held to maturity | 18,781,000 | 21,090,000 | 21,084,000 | 22,762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,339,000 | 237,633,000 | 260,904,000 | 288,499,000 |
| Interest-bearing deposits | 158,473,000 | 145,744,000 | 152,743,000 | 186,336,000 |
| Noninterest-bearing deposits | 93,867,000 | 91,889,000 | 108,161,000 | 102,163,000 |
| Equity capital | 24,172,000 | 24,915,000 | 25,111,000 | 25,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,359,000 | 4,826,000 | 7,295,000 | 9,782,000 |
| Interest expense | 221,000 | 372,000 | 499,000 | 611,000 |
| Net interest income | 2,138,000 | 4,454,000 | 6,796,000 | 9,171,000 |
| Noninterest income | 87,000 | 171,000 | 269,000 | 372,000 |
| Noninterest expense | 1,062,000 | 2,152,000 | 3,267,000 | 4,413,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,103,000 | 2,353,000 | 3,618,000 | 4,890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,103,000 | 2,353,000 | 3,618,000 | 4,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,624,000 | 24,201,000 | 24,412,000 | 24,604,000 |
| Total capital | 26,005,000 | 26,640,000 | 26,830,000 | 27,071,000 |
| Risk-weighted assets | 190,349,000 | 195,034,000 | 193,224,000 | 197,173,000 |