Call reports 2020
FIRST COLONY BANK OF FLORIDA — 2020
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 222,770,000 | 264,032,000 | 271,852,000 | 257,003,000 |
| Total loans | 161,181,000 | 156,654,000 | 158,604,000 | 162,848,000 |
| Allowance for loan losses | 1,997,000 | 2,130,000 | 2,268,000 | 2,406,000 |
| Securities available for sale | 16,976,000 | 19,047,000 | 21,354,000 | 22,135,000 |
| Securities held to maturity | 14,780,000 | 16,159,000 | 18,305,000 | 18,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,390,000 | 239,608,000 | 246,893,000 | 232,080,000 |
| Interest-bearing deposits | 130,903,000 | 149,534,000 | 154,947,000 | 148,949,000 |
| Noninterest-bearing deposits | 69,487,000 | 90,074,000 | 91,947,000 | 83,131,000 |
| Equity capital | 21,693,000 | 23,602,000 | 24,031,000 | 24,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,526,000 | 4,951,000 | 7,443,000 | 9,845,000 |
| Interest expense | 368,000 | 650,000 | 917,000 | 1,160,000 |
| Net interest income | 2,158,000 | 4,301,000 | 6,526,000 | 8,685,000 |
| Noninterest income | 84,000 | 174,000 | 275,000 | 388,000 |
| Noninterest expense | 1,071,000 | 2,155,000 | 3,188,000 | 4,206,000 |
| Provision for loan losses | 135,000 | 265,000 | 400,000 | 535,000 |
| Pretax income | 1,036,000 | 2,055,000 | 3,213,000 | 4,332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,036,000 | 2,055,000 | 3,213,000 | 4,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,659,000 | 22,912,000 | 23,273,000 | 23,499,000 |
| Total capital | 24,684,000 | 25,075,000 | 25,574,000 | 25,816,000 |
| Risk-weighted assets | 185,609,000 | 181,442,000 | 186,402,000 | 185,214,000 |