Call reports 2019
FIRST COLONY BANK OF FLORIDA — 2019
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 220,453,000 | 224,774,000 | 231,463,000 | 231,322,000 |
| Total loans | 171,627,000 | 167,915,000 | 162,244,000 | 160,585,000 |
| Allowance for loan losses | 2,319,000 | 2,379,000 | 1,709,000 | 1,844,000 |
| Securities available for sale | 16,272,000 | 16,497,000 | 16,484,000 | 17,299,000 |
| Securities held to maturity | 10,857,000 | 10,855,000 | 10,523,000 | 12,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,926,000 | 199,060,000 | 207,553,000 | 207,675,000 |
| Interest-bearing deposits | 134,987,000 | 133,841,000 | 139,118,000 | 139,850,000 |
| Noninterest-bearing deposits | 62,939,000 | 65,218,000 | 68,436,000 | 67,825,000 |
| Equity capital | 21,759,000 | 22,503,000 | 22,808,000 | 23,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,566,000 | 5,262,000 | 7,965,000 | 10,652,000 |
| Interest expense | 317,000 | 705,000 | 1,087,000 | 1,488,000 |
| Net interest income | 2,249,000 | 4,557,000 | 6,878,000 | 9,164,000 |
| Noninterest income | 65,000 | 182,000 | 301,000 | 414,000 |
| Noninterest expense | 1,167,000 | 2,324,000 | 3,404,000 | 4,380,000 |
| Provision for loan losses | 60,000 | 120,000 | 255,000 | 390,000 |
| Pretax income | 1,087,000 | 2,295,000 | 3,520,000 | 4,808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,087,000 | 2,295,000 | 3,520,000 | 4,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,913,000 | 22,340,000 | 22,573,000 | 22,751,000 |
| Total capital | 24,259,000 | 24,637,000 | 24,310,000 | 24,623,000 |
| Risk-weighted assets | 188,155,000 | 183,611,000 | 178,780,000 | 186,463,000 |