Call reports 2018
FIRST COLONY BANK OF FLORIDA — 2018
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 207,311,000 | 207,638,000 | 204,918,000 | 216,878,000 |
| Total loans | 144,059,000 | 153,756,000 | 160,213,000 | 169,578,000 |
| Allowance for loan losses | 2,069,000 | 2,139,000 | 2,199,000 | 2,259,000 |
| Securities available for sale | 17,824,000 | 16,200,000 | 15,953,000 | 16,012,000 |
| Securities held to maturity | 11,365,000 | 11,362,000 | 11,360,000 | 10,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,073,000 | 185,802,000 | 182,845,000 | 194,764,000 |
| Interest-bearing deposits | 126,315,000 | 128,315,000 | 123,794,000 | 129,237,000 |
| Noninterest-bearing deposits | 59,758,000 | 57,487,000 | 59,051,000 | 65,527,000 |
| Equity capital | 20,579,000 | 21,011,000 | 21,099,000 | 21,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,154,000 | 4,656,000 | 7,054,000 | 9,620,000 |
| Interest expense | 104,000 | 236,000 | 392,000 | 679,000 |
| Net interest income | 2,050,000 | 4,420,000 | 6,662,000 | 8,941,000 |
| Noninterest income | 45,000 | 120,000 | 167,000 | 233,000 |
| Noninterest expense | 1,139,000 | 2,233,000 | 3,316,000 | 4,403,000 |
| Provision for loan losses | 50,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 906,000 | 2,187,000 | 3,333,000 | 4,531,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 906,000 | 2,187,000 | 3,333,000 | 4,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,107,000 | 21,537,000 | 21,761,000 | 21,941,000 |
| Total capital | 23,098,000 | 23,662,000 | 23,976,000 | 24,223,000 |
| Risk-weighted assets | 159,149,000 | 169,986,000 | 177,259,000 | 185,245,000 |