Call reports 2016
FIRST COLONY BANK OF FLORIDA — 2016
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 202,592,000 | 195,912,000 | 202,542,000 | 198,456,000 |
| Total loans | 124,443,000 | 129,767,000 | 134,142,000 | 133,628,000 |
| Allowance for loan losses | 2,002,000 | 2,007,000 | 2,016,000 | 2,019,000 |
| Securities available for sale | 20,244,000 | 20,440,000 | 19,968,000 | 18,651,000 |
| Securities held to maturity | 12,145,000 | 12,382,000 | 11,380,000 | 11,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,117,000 | 174,805,000 | 181,198,000 | 178,112,000 |
| Interest-bearing deposits | 141,806,000 | 137,560,000 | 141,439,000 | 133,329,000 |
| Noninterest-bearing deposits | 40,311,000 | 37,245,000 | 39,759,000 | 44,783,000 |
| Equity capital | 20,034,000 | 20,551,000 | 20,699,000 | 19,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,663,000 | 5,633,000 | 7,586,000 |
| Interest expense | 91,000 | 183,000 | 276,000 | 367,000 |
| Net interest income | 1,693,000 | 3,480,000 | 5,357,000 | 7,219,000 |
| Noninterest income | 57,000 | 101,000 | 151,000 | 201,000 |
| Noninterest expense | 962,000 | 1,999,000 | 3,018,000 | 4,045,000 |
| Provision for loan losses | 0 | 5,000 | 14,000 | 17,000 |
| Pretax income | 798,000 | 1,642,000 | 2,541,000 | 3,423,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 798,000 | 1,642,000 | 2,541,000 | 3,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,858,000 | 20,193,000 | 20,341,000 | 20,423,000 |
| Total capital | 21,555,000 | 21,957,000 | 22,156,000 | 22,240,000 |
| Risk-weighted assets | 135,466,000 | 140,896,000 | 144,940,000 | 145,098,000 |