Call reports 2015
FIRST COLONY BANK OF FLORIDA — 2015
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 171,720,000 | 174,941,000 | 178,832,000 | 173,888,000 |
| Total loans | 118,028,000 | 121,684,000 | 123,842,000 | 125,160,000 |
| Allowance for loan losses | 2,002,000 | 2,002,000 | 2,002,000 | 2,002,000 |
| Securities available for sale | 20,702,000 | 18,944,000 | 17,524,000 | 17,005,000 |
| Securities held to maturity | 2,000,000 | 5,736,000 | 6,669,000 | 6,668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,123,000 | 154,981,000 | 158,459,000 | 153,674,000 |
| Interest-bearing deposits | 119,714,000 | 124,428,000 | 130,098,000 | 123,618,000 |
| Noninterest-bearing deposits | 32,409,000 | 30,553,000 | 28,361,000 | 30,056,000 |
| Equity capital | 19,421,000 | 19,485,000 | 19,801,000 | 19,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,322,000 | 5,053,000 | 6,843,000 |
| Interest expense | 101,000 | 193,000 | 277,000 | 366,000 |
| Net interest income | 1,501,000 | 3,129,000 | 4,776,000 | 6,477,000 |
| Noninterest income | 36,000 | 79,000 | 120,000 | 158,000 |
| Noninterest expense | 912,000 | 1,842,000 | 2,753,000 | 3,691,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 625,000 | 1,366,000 | 2,143,000 | 2,944,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 625,000 | 1,366,000 | 2,143,000 | 2,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,152,000 | 19,390,000 | 19,597,000 | 19,770,000 |
| Total capital | 20,766,000 | 21,061,000 | 21,272,000 | 21,441,000 |
| Risk-weighted assets | 128,715,000 | 133,363,000 | 133,614,000 | 133,350,000 |