Call reports 2014
FIRST COLONY BANK OF FLORIDA — 2014
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 170,385,000 | 155,672,000 | 169,507,000 | 171,606,000 |
| Total loans | 102,268,000 | 105,751,000 | 114,117,000 | 117,614,000 |
| Allowance for loan losses | 1,957,000 | 1,972,000 | 1,979,000 | 2,002,000 |
| Securities available for sale | 19,916,000 | 19,125,000 | 22,638,000 | 22,407,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,029,000 | 137,069,000 | 150,900,000 | 152,732,000 |
| Interest-bearing deposits | 110,106,000 | 109,002,000 | 116,491,000 | 118,982,000 |
| Noninterest-bearing deposits | 41,923,000 | 28,067,000 | 34,409,000 | 33,750,000 |
| Equity capital | 17,575,000 | 18,114,000 | 18,275,000 | 18,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 3,061,000 | 4,619,000 | 6,297,000 |
| Interest expense | 108,000 | 210,000 | 316,000 | 430,000 |
| Net interest income | 1,415,000 | 2,851,000 | 4,303,000 | 5,867,000 |
| Noninterest income | 39,000 | 79,000 | 115,000 | 155,000 |
| Noninterest expense | 905,000 | 1,793,000 | 2,678,000 | 3,518,000 |
| Provision for loan losses | 30,000 | 45,000 | 52,000 | 75,000 |
| Pretax income | 519,000 | 1,092,000 | 1,688,000 | 2,429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 519,000 | 1,092,000 | 1,688,000 | 2,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,737,000 | 18,119,000 | 18,313,000 | 18,642,000 |
| Total capital | 19,111,000 | 19,521,000 | 19,833,000 | 20,179,000 |
| Risk-weighted assets | 109,352,000 | 111,529,000 | 121,074,000 | 122,469,000 |