Call reports 2013
FIRST COLONY BANK OF FLORIDA — 2013
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 140,777,000 | 150,787,000 | 147,462,000 | 155,640,000 |
| Total loans | 90,447,000 | 99,348,000 | 103,144,000 | 103,851,000 |
| Allowance for loan losses | 1,795,000 | 1,860,000 | 1,907,000 | 1,927,000 |
| Securities available for sale | 7,577,000 | 12,575,000 | 16,884,000 | 16,368,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,843,000 | 133,754,000 | 130,207,000 | 138,255,000 |
| Interest-bearing deposits | 100,516,000 | 106,081,000 | 107,427,000 | 111,583,000 |
| Noninterest-bearing deposits | 23,327,000 | 27,673,000 | 22,780,000 | 26,672,000 |
| Equity capital | 16,794,000 | 16,822,000 | 16,965,000 | 17,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,835,000 | 4,367,000 | 5,903,000 |
| Interest expense | 126,000 | 244,000 | 368,000 | 481,000 |
| Net interest income | 1,270,000 | 2,591,000 | 3,999,000 | 5,422,000 |
| Noninterest income | 35,000 | 78,000 | 111,000 | 144,000 |
| Noninterest expense | 847,000 | 1,690,000 | 2,561,000 | 3,418,000 |
| Provision for loan losses | 60,000 | 125,000 | 172,000 | 192,000 |
| Pretax income | 447,000 | 903,000 | 1,426,000 | 2,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 447,000 | 903,000 | 1,426,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,601,000 | 16,940,000 | 17,164,000 | 17,499,000 |
| Total capital | 17,788,000 | 18,250,000 | 18,528,000 | 18,883,000 |
| Risk-weighted assets | 94,333,000 | 104,207,000 | 108,593,000 | 110,180,000 |