Call reports 2012
FIRST COLONY BANK OF FLORIDA — 2012
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 129,994,000 | 132,314,000 | 134,418,000 | 130,836,000 |
| Total loans | 84,440,000 | 79,893,000 | 84,903,000 | 88,085,000 |
| Allowance for loan losses | 1,585,000 | 1,645,000 | 1,705,000 | 1,735,000 |
| Securities available for sale | 11,717,000 | 10,503,000 | 9,451,000 | 8,355,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,341,000 | 116,316,000 | 117,944,000 | 114,314,000 |
| Interest-bearing deposits | 94,453,000 | 95,829,000 | 96,333,000 | 93,063,000 |
| Noninterest-bearing deposits | 19,888,000 | 20,487,000 | 21,611,000 | 21,251,000 |
| Equity capital | 15,496,000 | 15,871,000 | 16,323,000 | 16,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,655,000 | 4,020,000 | 5,410,000 |
| Interest expense | 222,000 | 407,000 | 561,000 | 697,000 |
| Net interest income | 1,114,000 | 2,248,000 | 3,459,000 | 4,713,000 |
| Noninterest income | 27,000 | 56,000 | 85,000 | 117,000 |
| Noninterest expense | 732,000 | 1,490,000 | 2,278,000 | 3,175,000 |
| Provision for loan losses | 80,000 | 140,000 | 200,000 | 230,000 |
| Pretax income | 329,000 | 674,000 | 1,066,000 | 1,425,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 329,000 | 674,000 | 1,066,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,210,000 | 15,574,000 | 15,985,000 | 16,138,000 |
| Total capital | 16,321,000 | 16,640,000 | 17,101,000 | 17,296,000 |
| Risk-weighted assets | 88,378,000 | 84,652,000 | 88,654,000 | 92,036,000 |