Call reports 2011
FIRST COLONY BANK OF FLORIDA — 2011
What FIRST COLONY BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 117,593,000 | 126,669,000 | 131,356,000 | 126,872,000 |
| Total loans | 75,646,000 | 77,383,000 | 73,289,000 | 78,063,000 |
| Allowance for loan losses | 1,344,000 | 1,410,000 | 1,445,000 | 1,505,000 |
| Securities available for sale | 15,170,000 | 15,203,000 | 17,323,000 | 13,908,000 |
| Securities held to maturity | 0 | 500,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,527,000 | 112,221,000 | 116,373,000 | 111,637,000 |
| Interest-bearing deposits | 91,361,000 | 98,429,000 | 98,468,000 | 93,966,000 |
| Noninterest-bearing deposits | 12,166,000 | 13,792,000 | 17,905,000 | 17,671,000 |
| Equity capital | 13,915,000 | 14,320,000 | 14,826,000 | 15,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,512,000 | 3,844,000 | 5,145,000 |
| Interest expense | 259,000 | 509,000 | 768,000 | 1,004,000 |
| Net interest income | 977,000 | 2,003,000 | 3,076,000 | 4,141,000 |
| Noninterest income | 21,000 | 41,000 | 61,000 | 86,000 |
| Noninterest expense | 720,000 | 1,436,000 | 2,141,000 | 2,812,000 |
| Provision for loan losses | 149,000 | 215,000 | 250,000 | 310,000 |
| Pretax income | 129,000 | 393,000 | 746,000 | 1,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 393,000 | 746,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,815,000 | 14,097,000 | 14,468,000 | 14,847,000 |
| Total capital | 14,801,000 | 15,115,000 | 15,457,000 | 15,884,000 |
| Risk-weighted assets | 78,516,000 | 80,990,000 | 78,683,000 | 82,461,000 |