Call reports 2025
PENNSVILLE NATIONAL BANK, THE — 2025
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 288,457,000 | 281,054,000 | 283,710,000 | 287,602,000 |
| Total loans | 105,630,000 | 110,474,000 | 116,300,000 | 127,407,000 |
| Allowance for loan losses | 1,005,000 | 1,206,000 | 1,213,000 | 1,231,000 |
| Securities available for sale | 121,959,000 | 115,242,000 | 115,261,000 | 117,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,160,000 | 253,209,000 | 255,053,000 | 257,999,000 |
| Interest-bearing deposits | 215,572,000 | 206,807,000 | 206,747,000 | 207,885,000 |
| Noninterest-bearing deposits | 46,588,000 | 46,402,000 | 48,306,000 | 50,114,000 |
| Equity capital | 24,042,000 | 25,776,000 | 26,941,000 | 28,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,890,000 | 6,029,000 | 9,080,000 | 12,257,000 |
| Interest expense | 290,000 | 591,000 | 881,000 | 1,092,000 |
| Net interest income | 2,600,000 | 5,438,000 | 8,199,000 | 11,165,000 |
| Noninterest income | 242,000 | 489,000 | 751,000 | 982,000 |
| Noninterest expense | 1,586,000 | 3,031,000 | 4,649,000 | 6,316,000 |
| Provision for loan losses | 90,000 | 370,000 | 460,000 | 590,000 |
| Pretax income | 1,166,000 | 2,526,000 | 3,841,000 | 5,241,000 |
| Income tax | 207,000 | 462,000 | 770,000 | 991,000 |
| Net income | 959,000 | 2,064,000 | 3,071,000 | 4,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,782,000 | 26,617,000 | 27,355,000 | 28,184,000 |
| Total capital | 26,800,000 | 27,836,000 | 28,581,000 | 29,427,000 |
| Risk-weighted assets | 119,049,000 | 121,161,000 | 117,981,000 | 124,869,000 |