Call reports 2024
PENNSVILLE NATIONAL BANK, THE — 2024
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 283,928,000 | 273,677,000 | 274,940,000 | 282,542,000 |
| Total loans | 88,231,000 | 90,568,000 | 96,719,000 | 103,780,000 |
| Allowance for loan losses | 966,000 | 963,000 | 947,000 | 1,166,000 |
| Securities available for sale | 156,518,000 | 156,779,000 | 141,470,000 | 122,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,731,000 | 252,468,000 | 250,975,000 | 259,207,000 |
| Interest-bearing deposits | 218,634,000 | 210,115,000 | 207,630,000 | 213,800,000 |
| Noninterest-bearing deposits | 45,097,000 | 42,353,000 | 43,345,000 | 45,407,000 |
| Equity capital | 18,270,000 | 19,398,000 | 21,897,000 | 21,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 5,026,000 | 7,576,000 | 10,372,000 |
| Interest expense | 469,000 | 915,000 | 1,359,000 | 1,713,000 |
| Net interest income | 2,006,000 | 4,111,000 | 6,217,000 | 8,659,000 |
| Noninterest income | 225,000 | 447,000 | 702,000 | 958,000 |
| Noninterest expense | 1,505,000 | 2,895,000 | 4,342,000 | 5,698,000 |
| Provision for loan losses | 30,000 | 60,000 | 140,000 | 450,000 |
| Pretax income | 696,000 | 1,603,000 | 2,437,000 | 3,469,000 |
| Income tax | 140,000 | 294,000 | 446,000 | 572,000 |
| Net income | 556,000 | 1,309,000 | 1,991,000 | 2,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,181,000 | 23,730,000 | 24,165,000 | 24,823,000 |
| Total capital | 24,159,000 | 24,705,000 | 25,124,000 | 26,001,000 |
| Risk-weighted assets | 123,620,000 | 122,075,000 | 119,719,000 | 122,074,000 |