Call reports 2023
PENNSVILLE NATIONAL BANK, THE — 2023
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 284,601,000 | 275,596,000 | 277,933,000 | 287,327,000 |
| Total loans | 78,693,000 | 77,354,000 | 81,909,000 | 83,335,000 |
| Allowance for loan losses | 949,000 | 906,000 | 931,000 | 940,000 |
| Securities available for sale | 165,262,000 | 162,827,000 | 153,018,000 | 160,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,064,000 | 260,087,000 | 261,746,000 | 268,144,000 |
| Interest-bearing deposits | 216,498,000 | 213,084,000 | 212,053,000 | 219,616,000 |
| Noninterest-bearing deposits | 52,566,000 | 47,003,000 | 49,693,000 | 48,528,000 |
| Equity capital | 13,937,000 | 13,916,000 | 14,548,000 | 17,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,764,000 | 3,663,000 | 5,644,000 | 7,992,000 |
| Interest expense | 370,000 | 802,000 | 1,197,000 | 1,650,000 |
| Net interest income | 1,394,000 | 2,861,000 | 4,447,000 | 6,342,000 |
| Noninterest income | 189,000 | 460,000 | 679,000 | 942,000 |
| Noninterest expense | 1,326,000 | 2,657,000 | 4,026,000 | 5,406,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 257,000 | 664,000 | 1,070,000 | 1,818,000 |
| Income tax | 40,000 | 110,000 | 167,000 | 292,000 |
| Net income | 217,000 | 554,000 | 903,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,316,000 | 21,652,000 | 22,002,000 | 22,624,000 |
| Total capital | 22,277,000 | 22,570,000 | 22,945,000 | 23,576,000 |
| Risk-weighted assets | 127,887,000 | 125,679,000 | 125,121,000 | 122,920,000 |