Call reports 2022
PENNSVILLE NATIONAL BANK, THE — 2022
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 265,538,000 | 265,767,000 | 270,670,000 | 274,535,000 |
| Total loans | 73,899,000 | 74,753,000 | 72,881,000 | 76,335,000 |
| Allowance for loan losses | 1,210,000 | 989,000 | 987,000 | 962,000 |
| Securities available for sale | 177,347,000 | 172,795,000 | 176,765,000 | 175,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,382,000 | 250,804,000 | 258,141,000 | 260,705,000 |
| Interest-bearing deposits | 200,893,000 | 203,166,000 | 208,688,000 | 212,713,000 |
| Noninterest-bearing deposits | 47,489,000 | 47,638,000 | 49,453,000 | 47,992,000 |
| Equity capital | 15,637,000 | 13,455,000 | 10,922,000 | 12,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,426,000 | 3,809,000 | 5,395,000 |
| Interest expense | 25,000 | 65,000 | 237,000 | 555,000 |
| Net interest income | 1,170,000 | 2,361,000 | 3,572,000 | 4,840,000 |
| Noninterest income | 279,000 | 531,000 | 847,000 | 1,159,000 |
| Noninterest expense | 1,256,000 | 2,602,000 | 3,856,000 | 5,068,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 290,000 | 563,000 | 931,000 |
| Income tax | 35,000 | 57,000 | 115,000 | 201,000 |
| Net income | 158,000 | 233,000 | 448,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,526,000 | 20,601,000 | 20,815,000 | 21,098,000 |
| Total capital | 21,749,000 | 21,603,000 | 21,815,000 | 22,073,000 |
| Risk-weighted assets | 133,748,000 | 129,512,000 | 128,633,000 | 128,664,000 |