Call reports 2021
PENNSVILLE NATIONAL BANK, THE — 2021
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 249,999,000 | 247,355,000 | 253,369,000 | 262,650,000 |
| Total loans | 61,910,000 | 63,148,000 | 69,156,000 | 72,615,000 |
| Allowance for loan losses | 1,252,000 | 1,223,000 | 1,225,000 | 1,217,000 |
| Securities available for sale | 147,556,000 | 145,066,000 | 152,367,000 | 169,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,261,000 | 224,725,000 | 230,740,000 | 241,218,000 |
| Interest-bearing deposits | 183,826,000 | 181,513,000 | 189,977,000 | 197,801,000 |
| Noninterest-bearing deposits | 43,435,000 | 43,212,000 | 40,763,000 | 43,417,000 |
| Equity capital | 21,648,000 | 21,527,000 | 21,460,000 | 20,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,369,000 | 2,669,000 | 4,165,000 | 5,420,000 |
| Interest expense | 32,000 | 59,000 | 84,000 | 110,000 |
| Net interest income | 1,337,000 | 2,610,000 | 4,081,000 | 5,310,000 |
| Noninterest income | 241,000 | 579,000 | 881,000 | 1,180,000 |
| Noninterest expense | 1,306,000 | 2,500,000 | 3,731,000 | 4,709,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 232,000 | 649,000 | 1,191,000 | 1,741,000 |
| Income tax | -8,000 | 169,000 | 287,000 | 412,000 |
| Net income | 240,000 | 480,000 | 904,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,279,000 | 19,520,000 | 19,942,000 | 20,368,000 |
| Total capital | 20,544,000 | 20,756,000 | 21,180,000 | 21,598,000 |
| Risk-weighted assets | 134,717,000 | 126,728,000 | 134,057,000 | 135,295,000 |