Call reports 2020
PENNSVILLE NATIONAL BANK, THE — 2020
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 203,465,000 | 222,079,000 | 225,868,000 | 236,904,000 |
| Total loans | 54,668,000 | 61,859,000 | 64,047,000 | 61,167,000 |
| Allowance for loan losses | 1,027,000 | 1,167,000 | 1,176,000 | 1,212,000 |
| Securities available for sale | 131,406,000 | 147,489,000 | 140,007,000 | 145,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,576,000 | 198,382,000 | 202,254,000 | 213,652,000 |
| Interest-bearing deposits | 153,816,000 | 162,493,000 | 167,530,000 | 177,474,000 |
| Noninterest-bearing deposits | 29,760,000 | 35,889,000 | 34,724,000 | 36,178,000 |
| Equity capital | 19,179,000 | 22,128,000 | 22,185,000 | 22,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 3,156,000 | 4,563,000 | 5,730,000 |
| Interest expense | 77,000 | 146,000 | 185,000 | 222,000 |
| Net interest income | 1,323,000 | 3,010,000 | 4,378,000 | 5,508,000 |
| Noninterest income | 286,000 | 535,000 | 618,000 | 832,000 |
| Noninterest expense | 1,329,000 | 2,571,000 | 3,906,000 | 4,988,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 340,000 |
| Pretax income | 198,000 | 742,000 | 1,072,000 | 1,278,000 |
| Income tax | 62,000 | 198,000 | 277,000 | 313,000 |
| Net income | 136,000 | 544,000 | 795,000 | 965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,210,000 | 18,620,000 | 18,869,000 | 19,039,000 |
| Total capital | 19,250,000 | — | — | — |
| Risk-weighted assets | 116,892,000 | — | — | — |