Call reports 2019
PENNSVILLE NATIONAL BANK, THE — 2019
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 201,095,000 | 197,941,000 | 202,797,000 | 199,899,000 |
| Total loans | 66,316,000 | 65,353,000 | 65,007,000 | 57,597,000 |
| Allowance for loan losses | 1,221,000 | 1,449,000 | 1,272,000 | 1,162,000 |
| Securities available for sale | 118,502,000 | 122,027,000 | 123,126,000 | 128,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,988,000 | 177,513,000 | 182,680,000 | 180,576,000 |
| Interest-bearing deposits | 154,773,000 | 150,519,000 | 155,271,000 | 153,169,000 |
| Noninterest-bearing deposits | 28,215,000 | 26,994,000 | 27,409,000 | 27,407,000 |
| Equity capital | 17,508,000 | 18,865,000 | 19,249,000 | 18,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,866,000 | 4,295,000 | 5,749,000 |
| Interest expense | 70,000 | 142,000 | 215,000 | 295,000 |
| Net interest income | 1,356,000 | 2,724,000 | 4,080,000 | 5,454,000 |
| Noninterest income | 259,000 | 534,000 | 877,000 | 362,000 |
| Noninterest expense | 1,212,000 | 2,358,000 | 3,683,000 | 5,033,000 |
| Provision for loan losses | 0 | 240,000 | 240,000 | -35,000 |
| Pretax income | 403,000 | 660,000 | 1,034,000 | 818,000 |
| Income tax | 77,000 | 116,000 | 178,000 | 184,000 |
| Net income | 326,000 | 544,000 | 856,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,554,000 | 18,547,000 | 18,634,000 | 18,074,000 |
| Total capital | 19,788,000 | 20,009,000 | 19,919,000 | 19,249,000 |
| Risk-weighted assets | 120,953,000 | 119,366,000 | 116,912,000 | 111,424,000 |