Call reports 2018
PENNSVILLE NATIONAL BANK, THE — 2018
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 205,640,000 | 200,350,000 | 198,564,000 | 199,921,000 |
| Total loans | 70,206,000 | 68,690,000 | 68,158,000 | 66,399,000 |
| Allowance for loan losses | 963,000 | 1,073,000 | 1,055,000 | 1,288,000 |
| Securities available for sale | 114,633,000 | 118,142,000 | 118,081,000 | 117,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,007,000 | 184,909,000 | 182,986,000 | 183,738,000 |
| Interest-bearing deposits | 163,438,000 | 157,113,000 | 157,046,000 | 156,534,000 |
| Noninterest-bearing deposits | 26,569,000 | 27,796,000 | 25,940,000 | 27,204,000 |
| Equity capital | 15,306,000 | 15,004,000 | 15,003,000 | 15,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,666,000 | 4,066,000 | 5,478,000 |
| Interest expense | 38,000 | 81,000 | 128,000 | 186,000 |
| Net interest income | 1,270,000 | 2,585,000 | 3,938,000 | 5,292,000 |
| Noninterest income | 355,000 | 657,000 | 926,000 | 1,213,000 |
| Noninterest expense | 1,197,000 | 2,387,000 | 3,614,000 | 4,692,000 |
| Provision for loan losses | 260,000 | 375,000 | 375,000 | 625,000 |
| Pretax income | 168,000 | 479,000 | 874,000 | 1,187,000 |
| Income tax | 33,000 | 93,000 | 169,000 | 228,000 |
| Net income | 135,000 | 386,000 | 705,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,921,000 | 17,992,000 | 18,311,000 | 18,430,000 |
| Total capital | 18,897,000 | 19,078,000 | 19,379,000 | 19,731,000 |
| Risk-weighted assets | 124,740,000 | 123,055,000 | 121,119,000 | 121,003,000 |