Call reports 2017
PENNSVILLE NATIONAL BANK, THE — 2017
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 212,898,000 | 209,621,000 | 204,380,000 | 201,201,000 |
| Total loans | 70,401,000 | 69,309,000 | 71,558,000 | 71,270,000 |
| Allowance for loan losses | 794,000 | 796,000 | 911,000 | 957,000 |
| Securities available for sale | 124,738,000 | 119,333,000 | 111,243,000 | 114,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,546,000 | 191,542,000 | 186,372,000 | 184,558,000 |
| Interest-bearing deposits | 169,351,000 | 164,295,000 | 159,972,000 | 159,306,000 |
| Noninterest-bearing deposits | 26,195,000 | 27,247,000 | 26,400,000 | 25,252,000 |
| Equity capital | 16,780,000 | 17,428,000 | 17,512,000 | 16,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,607,000 | 3,934,000 | 5,221,000 |
| Interest expense | 44,000 | 88,000 | 128,000 | 167,000 |
| Net interest income | 1,242,000 | 2,519,000 | 3,806,000 | 5,054,000 |
| Noninterest income | 287,000 | 564,000 | 904,000 | 1,319,000 |
| Noninterest expense | 1,130,000 | 2,191,000 | 3,287,000 | 4,390,000 |
| Provision for loan losses | 0 | 0 | 170,000 | 670,000 |
| Pretax income | 399,000 | 892,000 | 1,253,000 | 1,314,000 |
| Income tax | 126,000 | 285,000 | 400,000 | 773,000 |
| Net income | 273,000 | 607,000 | 853,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,730,000 | 17,883,000 | 17,927,000 | 17,525,000 |
| Total capital | 18,537,000 | 18,692,000 | 18,851,000 | 18,495,000 |
| Risk-weighted assets | 127,301,000 | 119,818,000 | 119,562,000 | 124,200,000 |