Call reports 2016
PENNSVILLE NATIONAL BANK, THE — 2016
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 209,457,000 | 205,042,000 | 198,077,000 | 211,935,000 |
| Total loans | 72,023,000 | 70,600,000 | 70,239,000 | 71,589,000 |
| Allowance for loan losses | 798,000 | 791,000 | 790,000 | 812,000 |
| Securities available for sale | 102,236,000 | 114,669,000 | 115,616,000 | 122,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,755,000 | 185,520,000 | 178,603,000 | 194,807,000 |
| Interest-bearing deposits | 169,161,000 | 163,885,000 | 156,539,000 | 171,319,000 |
| Noninterest-bearing deposits | 21,594,000 | 21,635,000 | 22,064,000 | 23,488,000 |
| Equity capital | 17,895,000 | 18,370,000 | 18,476,000 | 16,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,383,000 | 3,613,000 | 4,928,000 |
| Interest expense | 51,000 | 104,000 | 146,000 | 189,000 |
| Net interest income | 1,129,000 | 2,279,000 | 3,467,000 | 4,739,000 |
| Noninterest income | 299,000 | 612,000 | 972,000 | 1,355,000 |
| Noninterest expense | 1,180,000 | 2,370,000 | 3,478,000 | 4,560,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 523,000 | 971,000 | 1,544,000 |
| Income tax | 74,000 | 158,000 | 300,000 | 490,000 |
| Net income | 174,000 | 365,000 | 671,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,364,000 | 17,398,000 | 17,568,000 | 17,636,000 |
| Total capital | 18,175,000 | 18,202,000 | 18,371,000 | 18,461,000 |
| Risk-weighted assets | 130,119,000 | 129,065,000 | 124,740,000 | 126,603,000 |