Call reports 2015
PENNSVILLE NATIONAL BANK, THE — 2015
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 186,526,000 | 185,529,000 | 185,579,000 | 189,978,000 |
| Total loans | 65,856,000 | 67,184,000 | 67,427,000 | 71,510,000 |
| Allowance for loan losses | 799,000 | 797,000 | 771,000 | 807,000 |
| Securities available for sale | 109,101,000 | 105,161,000 | 104,502,000 | 101,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,073,000 | 167,753,000 | 167,319,000 | 172,257,000 |
| Interest-bearing deposits | 147,136,000 | 145,441,000 | 146,177,000 | 150,643,000 |
| Noninterest-bearing deposits | 20,937,000 | 22,312,000 | 21,142,000 | 21,614,000 |
| Equity capital | 17,833,000 | 17,389,000 | 17,716,000 | 17,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,381,000 | 3,554,000 | 4,773,000 |
| Interest expense | 64,000 | 124,000 | 183,000 | 234,000 |
| Net interest income | 1,099,000 | 2,257,000 | 3,371,000 | 4,539,000 |
| Noninterest income | 334,000 | 609,000 | 943,000 | 1,308,000 |
| Noninterest expense | 1,223,000 | 2,394,000 | 3,573,000 | 4,726,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 219,000 | 472,000 | 741,000 | 1,120,000 |
| Income tax | 62,000 | 142,000 | 226,000 | 336,000 |
| Net income | 157,000 | 330,000 | 515,000 | 784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,077,000 | 17,025,000 | 17,210,000 | 17,339,000 |
| Total capital | 17,889,000 | 17,835,000 | 17,994,000 | 18,159,000 |
| Risk-weighted assets | 123,952,000 | 122,809,000 | 124,913,000 | 127,255,000 |