Call reports 2014
PENNSVILLE NATIONAL BANK, THE — 2014
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 183,876,000 | 180,015,000 | 181,642,000 | 185,064,000 |
| Total loans | 61,634,000 | 61,593,000 | 62,799,000 | 65,107,000 |
| Allowance for loan losses | 803,000 | 819,000 | 792,000 | 799,000 |
| Securities available for sale | 110,009,000 | 107,691,000 | 104,715,000 | 101,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,925,000 | 161,551,000 | 163,647,000 | 167,486,000 |
| Interest-bearing deposits | 146,238,000 | 141,832,000 | 143,834,000 | 147,216,000 |
| Noninterest-bearing deposits | 19,687,000 | 19,719,000 | 19,813,000 | 20,270,000 |
| Equity capital | 17,430,000 | 17,839,000 | 17,426,000 | 17,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,441,000 | 3,628,000 | 4,799,000 |
| Interest expense | 86,000 | 156,000 | 225,000 | 289,000 |
| Net interest income | 1,138,000 | 2,285,000 | 3,403,000 | 4,510,000 |
| Noninterest income | 372,000 | 704,000 | 1,060,000 | 1,383,000 |
| Noninterest expense | 1,257,000 | 2,535,000 | 3,707,000 | 4,814,000 |
| Provision for loan losses | 30,000 | 58,000 | 58,000 | 58,000 |
| Pretax income | 223,000 | 396,000 | 706,000 | 1,031,000 |
| Income tax | 65,000 | 108,000 | 204,000 | 306,000 |
| Net income | 158,000 | 288,000 | 502,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,010,000 | 17,135,000 | 17,012,000 | 17,078,000 |
| Total capital | 17,826,000 | 17,967,000 | 17,817,000 | 17,890,000 |
| Risk-weighted assets | 125,695,000 | 125,614,000 | 127,935,000 | 132,212,000 |