Call reports 2013
PENNSVILLE NATIONAL BANK, THE — 2013
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 190,326,000 | 184,159,000 | 185,499,000 | 182,583,000 |
| Total loans | 62,235,000 | 60,452,000 | 60,775,000 | 61,235,000 |
| Allowance for loan losses | 776,000 | 819,000 | 870,000 | 853,000 |
| Securities available for sale | 113,409,000 | 103,374,000 | 112,292,000 | 109,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,899,000 | 166,753,000 | 167,616,000 | 165,220,000 |
| Interest-bearing deposits | 154,077,000 | 149,172,000 | 150,420,000 | 146,996,000 |
| Noninterest-bearing deposits | 16,822,000 | 17,581,000 | 17,196,000 | 18,224,000 |
| Equity capital | 18,502,000 | 17,105,000 | 17,373,000 | 16,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,645,000 | 3,892,000 | 5,136,000 |
| Interest expense | 133,000 | 243,000 | 342,000 | 455,000 |
| Net interest income | 1,230,000 | 2,402,000 | 3,550,000 | 4,681,000 |
| Noninterest income | 335,000 | 705,000 | 1,170,000 | 1,498,000 |
| Noninterest expense | 1,201,000 | 2,452,000 | 3,738,000 | 5,058,000 |
| Provision for loan losses | 0 | 65,000 | 115,000 | 115,000 |
| Pretax income | 364,000 | 728,000 | 1,006,000 | 1,146,000 |
| Income tax | 103,000 | 215,000 | 290,000 | 308,000 |
| Net income | 261,000 | 513,000 | 716,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,786,000 | 16,902,000 | 16,970,000 | 16,982,000 |
| Total capital | 17,575,000 | 17,734,000 | 17,853,000 | 17,848,000 |
| Risk-weighted assets | 111,302,000 | 122,614,000 | 126,954,000 | 126,231,000 |