Call reports 2012
PENNSVILLE NATIONAL BANK, THE — 2012
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,980,000 | 194,593,000 | 194,967,000 | 193,450,000 |
| Total loans | 61,904,000 | 64,102,000 | 63,547,000 | 63,928,000 |
| Allowance for loan losses | 878,000 | 870,000 | 931,000 | 857,000 |
| Securities available for sale | 121,186,000 | 117,823,000 | 116,126,000 | 113,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,592,000 | 173,849,000 | 174,368,000 | 173,506,000 |
| Interest-bearing deposits | 159,864,000 | 157,702,000 | 158,934,000 | 157,103,000 |
| Noninterest-bearing deposits | 17,728,000 | 16,147,000 | 15,434,000 | 16,403,000 |
| Equity capital | 18,891,000 | 19,133,000 | 19,030,000 | 18,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,667,000 | 3,287,000 | 4,809,000 | 6,208,000 |
| Interest expense | 260,000 | 499,000 | 714,000 | 878,000 |
| Net interest income | 1,407,000 | 2,788,000 | 4,095,000 | 5,330,000 |
| Noninterest income | 394,000 | 780,000 | 1,175,000 | 1,619,000 |
| Noninterest expense | 1,268,000 | 2,466,000 | 3,725,000 | 4,996,000 |
| Provision for loan losses | 130,000 | 210,000 | 320,000 | 350,000 |
| Pretax income | 403,000 | 1,000,000 | 1,450,000 | 1,839,000 |
| Income tax | 100,000 | 289,000 | 422,000 | 522,000 |
| Net income | 303,000 | 711,000 | 1,028,000 | 1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,252,000 | 16,435,000 | 16,460,000 | 16,659,000 |
| Total capital | 17,143,000 | 17,318,000 | 17,404,000 | 17,529,000 |
| Risk-weighted assets | 76,516,000 | 78,855,000 | 88,171,000 | 107,365,000 |