Call reports 2011
PENNSVILLE NATIONAL BANK, THE — 2011
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 199,391,000 | 198,943,000 | 204,234,000 | 196,578,000 |
| Total loans | 64,927,000 | 61,899,000 | 62,055,000 | 62,755,000 |
| Allowance for loan losses | 807,000 | 846,000 | 805,000 | 831,000 |
| Securities available for sale | 122,771,000 | 124,195,000 | 122,649,000 | 121,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,233,000 | 179,276,000 | 183,021,000 | 176,180,000 |
| Interest-bearing deposits | 164,076,000 | 161,962,000 | 165,999,000 | 160,121,000 |
| Noninterest-bearing deposits | 18,157,000 | 17,314,000 | 17,022,000 | 16,059,000 |
| Equity capital | 16,333,000 | 18,075,000 | 19,192,000 | 18,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 3,730,000 | 5,559,000 | 7,340,000 |
| Interest expense | 351,000 | 698,000 | 1,042,000 | 1,329,000 |
| Net interest income | 1,506,000 | 3,032,000 | 4,517,000 | 6,011,000 |
| Noninterest income | 301,000 | 764,000 | 1,120,000 | 1,480,000 |
| Noninterest expense | 1,324,000 | 2,684,000 | 3,958,000 | 5,129,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 175,000 |
| Pretax income | 532,000 | 1,070,000 | 1,587,000 | 2,194,000 |
| Income tax | 160,000 | 319,000 | 474,000 | 644,000 |
| Net income | 372,000 | 751,000 | 1,113,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,996,000 | 15,376,000 | 15,738,000 | 16,174,000 |
| Total capital | 15,816,000 | 16,235,000 | 16,556,000 | 17,018,000 |
| Risk-weighted assets | 81,669,000 | 80,300,000 | 94,445,000 | 94,016,000 |