Call reports 2010
PENNSVILLE NATIONAL BANK, THE — 2010
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 196,264,000 | 195,616,000 | 198,032,000 | 197,314,000 |
| Total loans | 66,206,000 | 66,975,000 | 65,171,000 | 65,601,000 |
| Allowance for loan losses | 794,000 | 769,000 | 848,000 | 837,000 |
| Securities available for sale | 107,897,000 | 118,104,000 | 121,135,000 | 120,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,377,000 | 177,229,000 | 179,054,000 | 180,554,000 |
| Interest-bearing deposits | 162,399,000 | 159,700,000 | 164,316,000 | 163,123,000 |
| Noninterest-bearing deposits | 16,978,000 | 17,529,000 | 14,738,000 | 17,431,000 |
| Equity capital | 15,050,000 | 16,470,000 | 17,364,000 | 16,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,682,000 | 5,507,000 | 7,398,000 |
| Interest expense | 446,000 | 870,000 | 1,283,000 | 1,663,000 |
| Net interest income | 1,409,000 | 2,812,000 | 4,224,000 | 5,735,000 |
| Noninterest income | 360,000 | 817,000 | 1,256,000 | 1,759,000 |
| Noninterest expense | 1,312,000 | 2,620,000 | 3,888,000 | 5,148,000 |
| Provision for loan losses | 182,000 | 182,000 | 267,000 | 267,000 |
| Pretax income | 428,000 | 1,046,000 | 1,544,000 | 2,298,000 |
| Income tax | 114,000 | 286,000 | 431,000 | 642,000 |
| Net income | 314,000 | 760,000 | 1,113,000 | 1,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,283,000 | 13,729,000 | 14,082,000 | 14,625,000 |
| Total capital | 14,093,000 | 14,498,000 | 14,946,000 | 15,475,000 |
| Risk-weighted assets | 107,231,000 | 93,983,000 | 90,379,000 | 82,078,000 |