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Call reports 2005

PENNSVILLE NATIONAL BANK, THE — 2005

What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4aa324d3-d239-4f2a-b1e2-6ac3c57662a9/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets166,223,000162,249,000164,336,000165,157,000
Total loans60,974,00060,796,00061,399,00062,388,000
Allowance for loan losses411,000389,000390,000395,000
Securities available for sale90,584,00087,608,00086,144,00087,807,000
Securities held to maturity4,008,0004,007,0004,008,0004,006,000
Trading assets0000
Total deposits155,008,000150,446,000154,097,000155,649,000
Interest-bearing deposits137,524,000133,188,000134,775,000136,646,000
Noninterest-bearing deposits17,484,00017,258,00019,322,00019,003,000
Equity capital9,572,00010,217,00010,045,0009,256,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income1,705,0003,428,0005,151,0006,961,000
Interest expense344,000750,0001,137,0001,635,000
Net interest income1,361,0002,678,0004,014,0005,326,000
Noninterest income298,000653,0001,005,0001,405,000
Noninterest expense1,127,0002,120,0003,318,0004,400,000
Provision for loan losses0000
Pretax income528,0001,211,0001,697,0002,327,000
Income tax145,000342,000479,000662,000
Net income383,000869,0001,218,0001,665,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital10,239,00010,364,00010,263,00010,262,000
Total capital10,666,00010,769,00010,669,00010,673,000
Risk-weighted assets65,368,00066,023,00069,664,00069,341,000

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