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Call reports 2004

PENNSVILLE NATIONAL BANK, THE — 2004

What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4aa324d3-d239-4f2a-b1e2-6ac3c57662a9/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets170,761,000165,502,000170,886,000168,380,000
Total loans57,848,00059,742,00059,495,00059,953,000
Allowance for loan losses413,000388,000384,000388,000
Securities available for sale95,240,00093,955,00097,507,00096,354,000
Securities held to maturity4,010,0004,009,0004,009,0004,009,000
Trading assets0000
Total deposits157,125,000154,215,000158,599,000156,587,000
Interest-bearing deposits139,738,000137,147,000141,375,000140,353,000
Noninterest-bearing deposits17,387,00017,068,00017,224,00016,234,000
Equity capital11,389,0009,852,00010,479,00010,262,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income1,808,0003,552,0005,283,0007,009,000
Interest expense401,000773,0001,141,0001,507,000
Net interest income1,407,0002,779,0004,142,0005,502,000
Noninterest income314,000631,000971,0001,291,000
Noninterest expense1,162,0002,191,0003,343,0004,463,000
Provision for loan losses0000
Pretax income559,0001,219,0001,780,0002,342,000
Income tax154,000339,000502,000652,000
Net income405,000880,0001,278,0001,690,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital9,853,00010,103,00010,051,00010,126,000
Total capital10,289,00010,514,00010,458,00010,530,000
Risk-weighted assets74,283,00070,864,00066,148,00063,891,000

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