Call reports 2003
PENNSVILLE NATIONAL BANK, THE — 2003
What PENNSVILLE NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 167,522,000 | 172,088,000 | 169,304,000 | 161,310,000 |
| Total loans | 69,037,000 | 65,676,000 | 60,795,000 | 59,756,000 |
| Allowance for loan losses | 448,000 | 450,000 | 442,000 | 436,000 |
| Securities available for sale | 78,129,000 | 87,016,000 | 88,881,000 | 91,170,000 |
| Securities held to maturity | 6,001,000 | 6,001,000 | 6,001,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,472,000 | 157,333,000 | 156,170,000 | 149,236,000 |
| Interest-bearing deposits | 137,342,000 | 137,458,000 | 139,497,000 | 133,238,000 |
| Noninterest-bearing deposits | 15,130,000 | 19,875,000 | 16,673,000 | 15,998,000 |
| Equity capital | 12,305,000 | 12,093,000 | 10,845,000 | 10,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,023,000 | 4,047,000 | 5,965,000 | 7,811,000 |
| Interest expense | 537,000 | 1,053,000 | 1,506,000 | 1,925,000 |
| Net interest income | 1,486,000 | 2,994,000 | 4,459,000 | 5,886,000 |
| Noninterest income | 276,000 | 577,000 | 888,000 | 1,196,000 |
| Noninterest expense | 1,074,000 | 2,118,000 | 3,180,000 | 4,216,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 658,000 | 1,423,000 | 2,137,000 | 2,836,000 |
| Income tax | 175,000 | 444,000 | 663,000 | 873,000 |
| Net income | 483,000 | 979,000 | 1,474,000 | 1,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,814,000 | 9,859,000 | 9,724,000 | 9,448,000 |
| Total capital | 10,262,000 | 10,309,000 | 10,166,000 | 9,884,000 |
| Risk-weighted assets | 62,838,000 | 68,713,000 | 76,090,000 | 70,437,000 |
Machine access — free, no API key
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