Call reports 2025
TEXAS BANK AND TRUST COMPANY — 2025
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,407,157,000 | 4,342,372,000 | 4,382,269,000 | 4,380,098,000 |
| Total loans | 3,496,554,000 | 3,490,149,000 | 3,467,071,000 | 3,418,494,000 |
| Allowance for loan losses | 42,409,000 | 42,530,000 | 41,813,000 | 40,992,000 |
| Securities available for sale | 459,441,000 | 449,984,000 | 438,520,000 | 432,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,870,948,000 | 3,794,543,000 | 3,811,428,000 | 3,790,159,000 |
| Interest-bearing deposits | 2,900,800,000 | 2,793,892,000 | 2,796,135,000 | 2,796,809,000 |
| Noninterest-bearing deposits | 970,148,000 | 1,000,651,000 | 1,015,293,000 | 993,350,000 |
| Equity capital | 479,540,000 | 497,028,000 | 512,801,000 | 532,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 52,185,000 | 106,278,000 | 161,593,000 | 217,614,000 |
| Interest expense | 20,703,000 | 40,928,000 | 60,988,000 | 79,519,000 |
| Net interest income | 31,482,000 | 65,350,000 | 100,605,000 | 138,095,000 |
| Noninterest income | 7,928,000 | 16,587,000 | 25,564,000 | 34,553,000 |
| Noninterest expense | 24,921,000 | 49,451,000 | 73,982,000 | 99,880,000 |
| Provision for loan losses | 0 | 200,000 | -100,000 | -800,000 |
| Pretax income | 14,255,000 | 31,801,000 | 51,390,000 | 72,498,000 |
| Income tax | 2,837,000 | 6,362,000 | 10,309,000 | 14,572,000 |
| Net income | 11,418,000 | 25,439,000 | 41,081,000 | 57,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 495,305,000 | 509,464,000 | 519,923,000 | 536,781,000 |
| Total capital | 540,809,000 | 554,760,000 | 565,085,000 | 581,021,000 |
| Risk-weighted assets | 3,642,148,000 | 3,623,103,000 | 3,612,527,000 | 3,538,971,000 |