Call reports 2024
TEXAS BANK AND TRUST COMPANY — 2024
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,376,810,000 | 4,299,985,000 | 4,458,808,000 | 4,367,018,000 |
| Total loans | 3,453,252,000 | 3,455,315,000 | 3,502,515,000 | 3,494,289,000 |
| Allowance for loan losses | 44,509,000 | 44,387,000 | 43,734,000 | 43,557,000 |
| Securities available for sale | 512,582,000 | 503,611,000 | 503,577,000 | 476,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,832,549,000 | 3,694,059,000 | 3,783,129,000 | 3,842,996,000 |
| Interest-bearing deposits | 2,862,182,000 | 2,743,992,000 | 2,792,151,000 | 2,883,286,000 |
| Noninterest-bearing deposits | 970,367,000 | 950,067,000 | 990,978,000 | 959,710,000 |
| Equity capital | 437,192,000 | 448,869,000 | 467,421,000 | 467,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 51,027,000 | 102,194,000 | 154,824,000 | 208,796,000 |
| Interest expense | 24,131,000 | 47,693,000 | 72,253,000 | 95,123,000 |
| Net interest income | 26,896,000 | 54,501,000 | 82,571,000 | 113,673,000 |
| Noninterest income | 11,223,000 | 19,536,000 | 28,277,000 | 36,828,000 |
| Noninterest expense | 24,745,000 | 48,541,000 | 73,179,000 | 97,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 14,158,000 | 26,702,000 | 39,078,000 | 54,266,000 |
| Income tax | 2,816,000 | 5,307,000 | 7,754,000 | 10,773,000 |
| Net income | 11,342,000 | 21,395,000 | 31,324,000 | 43,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 462,123,000 | 472,286,000 | 477,057,000 | 489,101,000 |
| Total capital | 508,547,000 | 518,466,000 | 523,223,000 | 534,658,000 |
| Risk-weighted assets | 3,711,910,000 | 3,692,763,000 | 3,692,454,000 | 3,643,734,000 |