Call reports 2023
TEXAS BANK AND TRUST COMPANY — 2023
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,257,070,000 | 4,315,051,000 | 4,367,655,000 | 4,396,707,000 |
| Total loans | 3,281,273,000 | 3,350,452,000 | 3,412,894,000 | 3,449,920,000 |
| Allowance for loan losses | 46,106,000 | 47,107,000 | 45,115,000 | 44,656,000 |
| Securities available for sale | 615,668,000 | 599,491,000 | 564,599,000 | 581,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,471,997,000 | 3,471,748,000 | 3,752,424,000 | 3,676,917,000 |
| Interest-bearing deposits | 2,278,527,000 | 2,381,636,000 | 2,699,182,000 | 2,682,292,000 |
| Noninterest-bearing deposits | 1,193,470,000 | 1,090,112,000 | 1,053,242,000 | 994,625,000 |
| Equity capital | 406,147,000 | 414,360,000 | 404,484,000 | 435,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 44,337,000 | 91,277,000 | 141,081,000 | 191,908,000 |
| Interest expense | 11,678,000 | 28,296,000 | 48,730,000 | 71,030,000 |
| Net interest income | 32,659,000 | 62,981,000 | 92,351,000 | 120,878,000 |
| Noninterest income | 8,087,000 | 16,016,000 | 23,916,000 | 33,117,000 |
| Noninterest expense | 22,043,000 | 45,115,000 | 68,720,000 | 92,163,000 |
| Provision for loan losses | 1,200,000 | 2,200,000 | -113,000 | 2,587,000 |
| Pretax income | 17,037,000 | 31,517,000 | 44,754,000 | 56,911,000 |
| Income tax | 3,396,000 | 6,258,000 | 8,879,000 | 11,272,000 |
| Net income | 13,641,000 | 25,259,000 | 35,875,000 | 45,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 429,089,000 | 440,719,000 | 446,164,000 | 455,954,000 |
| Total capital | 475,287,000 | 487,179,000 | 493,102,000 | 502,851,000 |
| Risk-weighted assets | 3,693,319,000 | 3,713,848,000 | 3,751,920,000 | 3,749,554,000 |