Call reports 2022
TEXAS BANK AND TRUST COMPANY — 2022
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,014,246,000 | 4,007,585,000 | 4,061,742,000 | 4,142,065,000 |
| Total loans | 2,715,917,000 | 2,827,258,000 | 3,080,261,000 | 3,186,775,000 |
| Allowance for loan losses | 39,349,000 | 39,709,000 | 41,487,000 | 42,030,000 |
| Securities available for sale | 472,300,000 | 613,815,000 | 622,722,000 | 622,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,607,783,000 | 3,604,964,000 | 3,618,746,000 | 3,421,806,000 |
| Interest-bearing deposits | 2,430,055,000 | 2,364,294,000 | 2,292,488,000 | 2,195,769,000 |
| Noninterest-bearing deposits | 1,177,728,000 | 1,240,670,000 | 1,326,258,000 | 1,226,037,000 |
| Equity capital | 382,622,000 | 380,356,000 | 368,678,000 | 395,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 29,755,000 | 62,420,000 | 100,197,000 | 142,001,000 |
| Interest expense | 2,360,000 | 4,654,000 | 7,426,000 | 13,402,000 |
| Net interest income | 27,395,000 | 57,766,000 | 92,771,000 | 128,599,000 |
| Noninterest income | 7,578,000 | 15,314,000 | 22,725,000 | 30,697,000 |
| Noninterest expense | 20,124,000 | 40,700,000 | 61,790,000 | 84,244,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 3,700,000 | 4,300,000 |
| Pretax income | 13,900,000 | 30,481,000 | 49,856,000 | 70,613,000 |
| Income tax | 2,762,000 | 6,068,000 | 9,918,000 | 14,054,000 |
| Net income | 11,138,000 | 24,413,000 | 39,938,000 | 56,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 383,018,000 | 396,389,000 | 407,610,000 | 424,327,000 |
| Total capital | 420,484,000 | 436,098,000 | 449,097,000 | 466,357,000 |
| Risk-weighted assets | 2,995,381,000 | 3,206,109,000 | 3,503,972,000 | 3,613,051,000 |