Call reports 2021
TEXAS BANK AND TRUST COMPANY — 2021
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,580,389,000 | 3,502,875,000 | 3,632,972,000 | 3,857,221,000 |
| Total loans | 2,485,751,000 | 2,501,663,000 | 2,548,588,000 | 2,591,004,000 |
| Allowance for loan losses | 37,333,000 | 37,733,000 | 38,348,000 | 38,718,000 |
| Securities available for sale | 236,039,000 | 289,318,000 | 330,868,000 | 422,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,197,654,000 | 3,110,079,000 | 3,231,945,000 | 3,448,346,000 |
| Interest-bearing deposits | 2,157,588,000 | 2,027,224,000 | 2,097,862,000 | 2,305,642,000 |
| Noninterest-bearing deposits | 1,040,066,000 | 1,082,855,000 | 1,134,083,000 | 1,142,704,000 |
| Equity capital | 370,287,000 | 382,073,000 | 389,073,000 | 396,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 28,107,000 | 56,182,000 | 84,214,000 | 112,975,000 |
| Interest expense | 3,217,000 | 6,169,000 | 8,585,000 | 10,964,000 |
| Net interest income | 24,890,000 | 50,013,000 | 75,629,000 | 102,011,000 |
| Noninterest income | 6,433,000 | 15,752,000 | 22,955,000 | 30,294,000 |
| Noninterest expense | 18,072,000 | 36,508,000 | 55,161,000 | 75,576,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,600,000 |
| Pretax income | 12,639,000 | 28,044,000 | 41,609,000 | 54,106,000 |
| Income tax | 2,488,000 | 5,555,000 | 8,233,000 | 10,684,000 |
| Net income | 10,151,000 | 22,489,000 | 33,376,000 | 43,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 346,634,000 | 359,078,000 | 366,069,000 | 376,221,000 |
| Total capital | 377,934,000 | 391,082,000 | 400,019,000 | 410,820,000 |
| Risk-weighted assets | 2,497,998,000 | 2,554,615,000 | 2,711,623,000 | 2,763,785,000 |