Call reports 2020
TEXAS BANK AND TRUST COMPANY — 2020
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,686,223,000 | 3,071,994,000 | 3,116,057,000 | 3,282,903,000 |
| Total loans | 2,111,657,000 | 2,334,027,000 | 2,399,478,000 | 2,440,718,000 |
| Allowance for loan losses | 33,007,000 | 35,962,000 | 36,121,000 | 36,535,000 |
| Securities available for sale | 165,659,000 | 204,514,000 | 224,853,000 | 233,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,336,168,000 | 2,708,094,000 | 2,748,040,000 | 2,906,235,000 |
| Interest-bearing deposits | 1,612,313,000 | 1,740,983,000 | 1,805,677,000 | 1,949,895,000 |
| Noninterest-bearing deposits | 723,855,000 | 967,111,000 | 942,363,000 | 956,340,000 |
| Equity capital | 338,131,000 | 349,276,000 | 355,375,000 | 365,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 27,306,000 | 55,486,000 | 81,916,000 | 109,638,000 |
| Interest expense | 4,684,000 | 8,802,000 | 12,520,000 | 16,130,000 |
| Net interest income | 22,622,000 | 46,684,000 | 69,396,000 | 93,508,000 |
| Noninterest income | 6,762,000 | 12,517,000 | 19,268,000 | 26,293,000 |
| Noninterest expense | 17,398,000 | 32,694,000 | 50,131,000 | 68,128,000 |
| Provision for loan losses | -75,000 | 2,925,000 | 3,825,000 | 4,425,000 |
| Pretax income | 12,077,000 | 23,623,000 | 34,749,000 | 47,290,000 |
| Income tax | 2,379,000 | 4,570,000 | 6,733,000 | 9,090,000 |
| Net income | 9,698,000 | 19,053,000 | 28,016,000 | 38,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 315,160,000 | 324,620,000 | 330,088,000 | 340,377,000 |
| Total capital | 342,138,000 | 352,428,000 | 358,937,000 | 370,406,000 |
| Risk-weighted assets | 2,152,189,000 | 2,216,452,000 | 2,300,665,000 | 2,395,825,000 |