Call reports 2019
TEXAS BANK AND TRUST COMPANY — 2019
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,615,258,000 | 2,590,197,000 | 2,635,522,000 | 2,669,138,000 |
| Total loans | 2,135,269,000 | 2,142,257,000 | 2,119,192,000 | 2,092,191,000 |
| Allowance for loan losses | 31,252,000 | 32,269,000 | 32,924,000 | 32,874,000 |
| Securities available for sale | 123,755,000 | 120,039,000 | 112,847,000 | 138,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,301,754,000 | 2,267,073,000 | 2,303,236,000 | 2,326,428,000 |
| Interest-bearing deposits | 1,552,802,000 | 1,545,780,000 | 1,524,633,000 | 1,578,498,000 |
| Noninterest-bearing deposits | 748,952,000 | 721,293,000 | 778,603,000 | 747,930,000 |
| Equity capital | 302,791,000 | 313,581,000 | 321,265,000 | 331,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 27,436,000 | 55,491,000 | 83,800,000 | 111,554,000 |
| Interest expense | 4,351,000 | 8,968,000 | 13,883,000 | 18,713,000 |
| Net interest income | 23,085,000 | 46,523,000 | 69,917,000 | 92,841,000 |
| Noninterest income | 5,653,000 | 11,532,000 | 18,012,000 | 24,061,000 |
| Noninterest expense | 16,099,000 | 32,056,000 | 48,261,000 | 64,490,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,500,000 | 2,500,000 |
| Pretax income | 11,752,000 | 24,221,000 | 37,196,000 | 49,942,000 |
| Income tax | 2,290,000 | 4,721,000 | 7,277,000 | 9,674,000 |
| Net income | 9,462,000 | 19,500,000 | 29,919,000 | 40,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 284,833,000 | 290,978,000 | 298,502,000 | 308,956,000 |
| Total capital | 311,550,000 | 318,251,000 | 325,708,000 | 335,776,000 |
| Risk-weighted assets | 2,132,843,000 | 2,176,891,000 | 2,170,777,000 | 2,139,550,000 |