Call reports 2018
TEXAS BANK AND TRUST COMPANY — 2018
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,421,360,000 | 2,474,046,000 | 2,534,448,000 | 2,528,019,000 |
| Total loans | 2,008,062,000 | 2,041,709,000 | 2,105,150,000 | 2,113,235,000 |
| Allowance for loan losses | 27,904,000 | 28,595,000 | 29,499,000 | 31,703,000 |
| Securities available for sale | 140,026,000 | 137,173,000 | 131,560,000 | 128,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,150,802,000 | 2,188,501,000 | 2,240,859,000 | 2,222,818,000 |
| Interest-bearing deposits | 1,473,846,000 | 1,472,857,000 | 1,498,311,000 | 1,489,893,000 |
| Noninterest-bearing deposits | 676,956,000 | 715,643,000 | 742,549,000 | 732,925,000 |
| Equity capital | 260,797,000 | 276,737,000 | 283,625,000 | 295,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 23,442,000 | 47,793,000 | 73,895,000 | 100,567,000 |
| Interest expense | 2,737,000 | 5,601,000 | 8,936,000 | 12,703,000 |
| Net interest income | 20,705,000 | 42,192,000 | 64,959,000 | 87,864,000 |
| Noninterest income | 5,408,000 | 11,183,000 | 16,779,000 | 23,567,000 |
| Noninterest expense | 15,212,000 | 30,299,000 | 45,216,000 | 60,643,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,200,000 | 5,000,000 |
| Pretax income | 9,400,000 | 20,075,000 | 32,321,000 | 45,789,000 |
| Income tax | 1,781,000 | 3,756,000 | 6,121,000 | 8,750,000 |
| Net income | 7,619,000 | 16,319,000 | 26,200,000 | 37,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,572,000 | 259,825,000 | 267,376,000 | 278,297,000 |
| Total capital | 268,852,000 | 285,554,000 | 293,870,000 | 304,988,000 |
| Risk-weighted assets | 2,019,779,000 | 2,055,416,000 | 2,116,514,000 | 2,130,284,000 |