Call reports 2017
TEXAS BANK AND TRUST COMPANY — 2017
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,330,941,000 | 2,359,738,000 | 2,422,549,000 | 2,437,615,000 |
| Total loans | 1,917,515,000 | 1,965,000,000 | 1,966,737,000 | 1,994,368,000 |
| Allowance for loan losses | 28,188,000 | 28,901,000 | 28,161,000 | 28,056,000 |
| Securities available for sale | 153,730,000 | 151,611,000 | 143,129,000 | 142,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,080,552,000 | 2,104,291,000 | 2,161,912,000 | 2,173,050,000 |
| Interest-bearing deposits | 1,427,529,000 | 1,443,652,000 | 1,485,482,000 | 1,477,240,000 |
| Noninterest-bearing deposits | 653,023,000 | 660,639,000 | 676,430,000 | 695,810,000 |
| Equity capital | 241,307,000 | 248,198,000 | 252,618,000 | 256,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 21,105,000 | 42,807,000 | 65,426,000 | 88,544,000 |
| Interest expense | 2,069,000 | 4,295,000 | 6,816,000 | 9,503,000 |
| Net interest income | 19,036,000 | 38,512,000 | 58,610,000 | 79,041,000 |
| Noninterest income | 4,860,000 | 9,780,000 | 15,100,000 | 21,680,000 |
| Noninterest expense | 13,910,000 | 28,253,000 | 42,439,000 | 56,741,000 |
| Provision for loan losses | 900,000 | 1,700,000 | 2,650,000 | 3,250,000 |
| Pretax income | 9,086,000 | 18,339,000 | 28,621,000 | 40,730,000 |
| Income tax | 2,775,000 | 5,718,000 | 9,048,000 | 16,167,000 |
| Net income | 6,311,000 | 12,621,000 | 19,573,000 | 24,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,530,000 | 231,900,000 | 236,516,000 | 241,564,000 |
| Total capital | 249,535,000 | 256,595,000 | 261,237,000 | 266,787,000 |
| Risk-weighted assets | 1,916,217,000 | 1,971,409,000 | 1,974,226,000 | 2,015,028,000 |