Call reports 2016
TEXAS BANK AND TRUST COMPANY — 2016
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,263,060,000 | 2,284,483,000 | 2,279,344,000 | 2,293,466,000 |
| Total loans | 1,836,390,000 | 1,846,062,000 | 1,896,067,000 | 1,923,058,000 |
| Allowance for loan losses | 26,506,000 | 26,543,000 | 26,937,000 | 27,479,000 |
| Securities available for sale | 189,014,000 | 183,853,000 | 172,621,000 | 162,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,031,411,000 | 2,048,269,000 | 2,038,736,000 | 2,049,898,000 |
| Interest-bearing deposits | 1,395,981,000 | 1,397,864,000 | 1,397,706,000 | 1,410,027,000 |
| Noninterest-bearing deposits | 635,431,000 | 650,405,000 | 641,030,000 | 639,871,000 |
| Equity capital | 222,828,000 | 229,693,000 | 233,344,000 | 236,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 19,930,000 | 40,147,000 | 60,943,000 | 82,232,000 |
| Interest expense | 1,958,000 | 3,983,000 | 6,032,000 | 8,104,000 |
| Net interest income | 17,972,000 | 36,164,000 | 54,911,000 | 74,128,000 |
| Noninterest income | 5,368,000 | 10,407,000 | 15,689,000 | 20,648,000 |
| Noninterest expense | 13,461,000 | 27,026,000 | 40,925,000 | 54,866,000 |
| Provision for loan losses | 600,000 | 1,500,000 | 2,400,000 | 3,600,000 |
| Pretax income | 9,279,000 | 18,045,000 | 27,275,000 | 36,310,000 |
| Income tax | 2,804,000 | 5,538,000 | 8,487,000 | 11,322,000 |
| Net income | 6,475,000 | 12,507,000 | 18,788,000 | 24,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,986,000 | 211,084,000 | 215,431,000 | 221,678,000 |
| Total capital | 227,587,000 | 233,732,000 | 238,815,000 | 245,759,000 |
| Risk-weighted assets | 1,804,199,000 | 1,807,985,000 | 1,867,190,000 | 1,923,059,000 |