Call reports 2015
TEXAS BANK AND TRUST COMPANY — 2015
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,000,412,000 | 1,973,432,000 | 2,196,516,000 | 2,205,113,000 |
| Total loans | 1,569,073,000 | 1,621,194,000 | 1,776,763,000 | 1,773,888,000 |
| Allowance for loan losses | 24,833,000 | 25,458,000 | 26,091,000 | 26,111,000 |
| Securities available for sale | 229,024,000 | 217,368,000 | 206,778,000 | 199,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,780,058,000 | 1,760,713,000 | 1,958,014,000 | 1,971,104,000 |
| Interest-bearing deposits | 1,203,863,000 | 1,186,793,000 | 1,339,074,000 | 1,353,289,000 |
| Noninterest-bearing deposits | 576,195,000 | 573,920,000 | 618,940,000 | 617,814,000 |
| Equity capital | 203,272,000 | 207,024,000 | 211,950,000 | 217,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 16,993,000 | 34,194,000 | 53,238,000 | 72,937,000 |
| Interest expense | 1,581,000 | 3,214,000 | 5,046,000 | 6,977,000 |
| Net interest income | 15,412,000 | 30,980,000 | 48,192,000 | 65,960,000 |
| Noninterest income | 4,671,000 | 9,585,000 | 14,615,000 | 19,593,000 |
| Noninterest expense | 12,690,000 | 25,412,000 | 38,568,000 | 51,894,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 6,791,000 | 13,984,000 | 22,623,000 | 31,443,000 |
| Income tax | 1,993,000 | 4,159,000 | 6,974,000 | 9,704,000 |
| Net income | 4,798,000 | 9,825,000 | 15,649,000 | 21,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,451,000 | 200,505,000 | 194,904,000 | 201,034,000 |
| Total capital | 214,770,000 | 220,314,000 | 216,991,000 | 222,871,000 |
| Risk-weighted assets | 1,540,035,000 | 1,579,113,000 | 1,762,950,000 | 1,742,691,000 |