Call reports 2014
TEXAS BANK AND TRUST COMPANY — 2014
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,903,345,000 | 1,908,212,000 | 1,942,957,000 | 1,989,439,000 |
| Total loans | 1,454,050,000 | 1,500,708,000 | 1,500,894,000 | 1,538,135,000 |
| Allowance for loan losses | 24,048,000 | 24,225,000 | 24,607,000 | 24,689,000 |
| Securities available for sale | 265,191,000 | 260,142,000 | 245,401,000 | 239,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,712,538,000 | 1,702,506,000 | 1,732,944,000 | 1,774,785,000 |
| Interest-bearing deposits | 1,156,132,000 | 1,145,554,000 | 1,161,768,000 | 1,176,254,000 |
| Noninterest-bearing deposits | 556,406,000 | 556,953,000 | 571,175,000 | 598,531,000 |
| Equity capital | 184,920,000 | 191,211,000 | 194,254,000 | 199,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 16,460,000 | 33,337,000 | 50,145,000 | 67,061,000 |
| Interest expense | 1,545,000 | 3,090,000 | 4,669,000 | 6,247,000 |
| Net interest income | 14,915,000 | 30,247,000 | 45,476,000 | 60,814,000 |
| Noninterest income | 4,557,000 | 9,272,000 | 14,058,000 | 19,036,000 |
| Noninterest expense | 12,187,000 | 24,440,000 | 36,760,000 | 48,977,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 6,685,000 | 13,879,000 | 20,989,000 | 28,489,000 |
| Income tax | 1,970,000 | 4,128,000 | 6,391,000 | 8,697,000 |
| Net income | 4,715,000 | 9,751,000 | 14,598,000 | 19,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,473,000 | 183,574,000 | 186,596,000 | 191,850,000 |
| Total capital | 195,745,000 | 201,460,000 | 204,267,000 | 209,921,000 |
| Risk-weighted assets | 1,375,014,000 | 1,424,531,000 | 1,406,745,000 | 1,439,094,000 |