Call reports 2013
TEXAS BANK AND TRUST COMPANY — 2013
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,683,713,000 | 1,681,545,000 | 1,735,078,000 | 1,906,390,000 |
| Total loans | 1,201,956,000 | 1,236,389,000 | 1,284,288,000 | 1,403,557,000 |
| Allowance for loan losses | 23,521,000 | 21,503,000 | 22,126,000 | 23,661,000 |
| Securities available for sale | 218,138,000 | 212,550,000 | 223,630,000 | 274,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,498,231,000 | 1,495,743,000 | 1,555,542,000 | 1,711,738,000 |
| Interest-bearing deposits | 1,024,107,000 | 1,003,530,000 | 1,026,425,000 | 1,161,125,000 |
| Noninterest-bearing deposits | 474,124,000 | 492,213,000 | 529,116,000 | 550,613,000 |
| Equity capital | 150,306,000 | 152,146,000 | 155,217,000 | 180,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 14,908,000 | 29,489,000 | 44,333,000 | 59,834,000 |
| Interest expense | 1,679,000 | 3,214,000 | 4,737,000 | 6,275,000 |
| Net interest income | 13,229,000 | 26,275,000 | 39,596,000 | 53,559,000 |
| Noninterest income | 4,298,000 | 8,690,000 | 13,112,000 | 17,785,000 |
| Noninterest expense | 10,825,000 | 21,652,000 | 32,369,000 | 43,592,000 |
| Provision for loan losses | 0 | 600,000 | 1,200,000 | 1,800,000 |
| Pretax income | 6,702,000 | 12,713,000 | 19,139,000 | 25,952,000 |
| Income tax | 2,041,000 | 3,865,000 | 5,919,000 | 8,041,000 |
| Net income | 4,661,000 | 8,848,000 | 13,220,000 | 17,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,214,000 | 147,595,000 | 150,426,000 | 175,488,000 |
| Total capital | 157,766,000 | 162,758,000 | 166,062,000 | 192,412,000 |
| Risk-weighted assets | 1,160,391,000 | 1,207,740,000 | 1,244,397,000 | 1,347,183,000 |