Call reports 2012
TEXAS BANK AND TRUST COMPANY — 2012
What TEXAS BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,483,241,000 | 1,473,523,000 | 1,505,785,000 | 1,731,654,000 |
| Total loans | 1,095,944,000 | 1,115,768,000 | 1,118,542,000 | 1,200,990,000 |
| Allowance for loan losses | 20,598,000 | 21,770,000 | 22,586,000 | 23,791,000 |
| Securities available for sale | 141,890,000 | 160,985,000 | 176,639,000 | 223,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,302,205,000 | 1,289,738,000 | 1,318,221,000 | 1,545,910,000 |
| Interest-bearing deposits | 1,180,434,000 | 1,172,386,000 | 1,195,689,000 | 1,052,002,000 |
| Noninterest-bearing deposits | 121,770,000 | 117,352,000 | 122,533,000 | 493,908,000 |
| Equity capital | 136,586,000 | 140,829,000 | 144,021,000 | 147,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,615,000 | 29,167,000 | 43,827,000 | 58,524,000 |
| Interest expense | 1,958,000 | 3,848,000 | 5,630,000 | 7,283,000 |
| Net interest income | 12,657,000 | 25,319,000 | 38,197,000 | 51,241,000 |
| Noninterest income | 4,109,000 | 8,221,000 | 12,412,000 | 16,618,000 |
| Noninterest expense | 9,351,000 | 18,573,000 | 28,125,000 | 37,863,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | 3,600,000 | 5,000,000 |
| Pretax income | 6,215,000 | 12,567,000 | 18,884,000 | 24,996,000 |
| Income tax | 1,909,000 | 3,882,000 | 5,864,000 | 7,818,000 |
| Net income | 4,306,000 | 8,685,000 | 13,020,000 | 17,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,365,000 | 136,697,000 | 139,446,000 | 140,092,000 |
| Total capital | 145,263,000 | 149,888,000 | 152,896,000 | 154,472,000 |
| Risk-weighted assets | 1,029,256,000 | 1,051,273,000 | 1,071,367,000 | 1,145,925,000 |